TRAC Lease

TRAC Lease

TRAC Lease

(Terminal Rental Adjustment Clause). For Commercial use greater than 50% of the time.


  • Lease equipment for set term at fixed monthly payments​  
  • At disposition:​
    • Purchase equipment (set residual value)​
    • Continue to lease equipment based on residual amount​
    • Return equipment​
    • Gain/loss of equity


  • Little to no money down​
  • Monthly payments are fully tax-deductible​
  • Lower monthly payments​
  • Sales tax is paid out over the term of the lease​
    • Retain more cash-on-hand​
  • Walk away and keep equity​


Unit 2020 Utility 3000R w/o unit = $54,000
Term 72 Months
Residual 20%
Rate 6.25%
Monthly Payments   $777
Total Interest $12,766
Total Cost 66,766

(*Illustration only. Based on approved credit.)


Finance Options

Semi-Trailer Finance Programs Designed to Save You Money.

See below for additional semi-trailer finance programs offered by Utility Keystone Trailer Sales, which can increase your cash flow, reduce expenses during seasonally slow periods, and maximize operating cash.

TRAC Lease90-Day DeferredSeasonal Payments

Dollar BuyoutSkip Payments Balloon Payment

Ask about our guaranteed buyback program! 

*NOTE: Interest rates vary and depend on the market as well as your credit score.