Semi-Trailer Finance Programs Designed to Save You Money
At Utility Keystone’s Trailer Sales our goal is to match you with the right finance options. Our dedicated in-house semi-trailer finance specialists work with a large network of lenders to secure the best rates available for your trailer purchase. We offer six different finance options.
Semi-Trailer Finance Options
Trac Lease – Terminal Rental Adjustment Clause (TRAC) Lease
How it Works
- Lease equipment for a set term at fixed monthly payments
- At disposition:
- Purchase equipment (set residual value)
- Continue to lease equipment based on the residual amount
- Return equipment
- Gain/loss of equity
Benefits
- Little to no money down
- Monthly payments are fully tax-deductible
- Lower monthly payments
- Sales tax is paid out over the term of the lease
- Retain more cash-on-hand
- Walk away and keep equity
90-Day Deferred
How it Works
- Contingent upon credit approval and requires a minimum of 5 years in business and 10 or more power units
- Applies to a finance contract
- You need trailers but are waiting to spend
- Payments get added to the end of the term of the loan
Benefits
- Little to no money down
- Monthly payments are fully tax-deductible
- Provides you with equipment now
- Increases your cash flow
- Same rules apply to contract (ex. Pre-payment options)
Seasonal Payments
How it Works
- This applies to a finance contract
- The lender will reduce payment amounts for period of time annually for the full term of the loan
- Ex. Seasonal spikes and declines in business
Benefits
- Reduce expenses during the slow season
- Opportunity to structure all equipment
- Peace of mind
Dollar Buyout
How it Works
- Lease equipment for a set term at fixed monthly payments
- At disposition, you can purchase the equipment for one dollar
- If you plan to keep your equipment for a long time, this may be the ideal option for yo
Benefits
- You can claim the interest expenses
- Equipment can be shown as a company asset
- You can deduct the purchase price of the trailer(s) as a business expense in the first year
Skip Payments
How it Works
- Applies to a finance contract
- Great for businesses that haul construction equipment
- Lenders will skip a period of payments annually for the full term of the loa
Benefits
- Significantly decreases expense during your slow season
- The opportunity to structure all equipment
- Peace of mind
Balloon Payments
How it Works
- Purchase equipment for a set term at a fixed monthly payment
- At disposition a final (balloon) payment is due
- Ideal for companies with a good financial setting
Benefits
- You own the equipment
- Lowers your monthly payments
- Maximizes your operating cash
- Optimal for businesses forecasting increased cash flow
See what our customers are saying:
I would like to express my utmost satisfaction with the exceptional service provided by Sean Rozick. His professionalism, product knowledge, and outstanding customer service were exemplary, making the purchasing experience pleasant and enjoyable. I highly recommend Sean for his remarkable dedication to excellence.
Emily P.
17:56 01 Jun 23
Very professional space well organized, quick service and they don't cheap out on their mints!!!
redwolf gaming and M.
18:55 28 May 23
This is my fourth trailer that I bought. Thank you to the whole team, but special thanks to Dan Upschulte and Adam. I used to live in New Jersey for twenty years. I moved in the beginning of 2022 to South Carolina And I moved my company as well, and the reason why I decided to drive six hundred + miles to get my fourth trailer here is for the greatness and quality, people that work here. Also thanks to Karen in reception for her great energy and the water.GM TRUCKING COMPANY LLCSumter SC 29150In God we trust 🙏🏻
Gilbert G.
14:22 28 May 23
Everything as advertised, even fixed a hub I broke when inspecting the trailer before purchase. Would definitely but from them again. Five stars. *****
Richard B.
15:32 25 May 23
John is a very professional and wonderful person. I didn’t have too much knowledge when I went in looking for a trailer. As we were searching for one I noticed he was trying to accommodate me to the trailer that was in best condition for me. I had recently bought a truck to build my own Business and i couldn’t start it without a trailer. Also he gave me a few hints on how to keep the trailer in perfect condition. I came out of there with full knowledge of everything. If I had any questions about the loan or anything he will answer them right away. He’s the Best! I will be purchasing more trailers in the future 👍🏻
henry R.
13:21 19 May 23
TIM EXCELLENT SALESMAN QUICK ANSWERS QUICK RESULTS FAST EASY EXPERIENCE HAVE USED MULTIPLE TIMES WOULD RECOMMEND!
DANIEL B.
15:08 18 May 23
Me gusto el trato que nos dio Sean Rozick para la venta de mi tráiler para nuestra compañía JBG trucking llc. Recomendado 100%
Josué G.
19:31 25 Apr 23
excellent service
sunnie S.
22:43 19 Apr 23
Tin Prorritt is a Gerar person to work with when doing Business. He very knowledgeable on all the Equipment he sells.Steve MeadeS.A. MEADE EXPRESS INC
Steve M.
17:12 19 Apr 23
Great facility. Helpful friendly staff. One stop shop. I highly recommend.
Randy H.
14:32 19 Apr 23
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